Credit Supplement for a Mortgage: What is It?
Struggling to get a mortgage approved? You may have heard that a credit supplement could improve your chances of being accepted by a lender. But what is a credit supplement and how do you get one?...
View ArticleWhere Can I Order a Food Delivery with an ECheck?
Hankering for food delivery but unsure what payment method will be accepted? Wondering if you can use an e-check, or what places accept checks? Sadly, not everywhere will accept checks – either paper...
View ArticleConsumer Finance Accounts – A Complete Guide
A consumer finance account is a very broad term, generally used when someone wishes to purchase items that they may not have the money in their bank account to afford upfront. This may be a new car,...
View ArticleDelinquent Credit Issues Explanation: What Does it Mean?
When you apply for a loan or a line of credit, your application may receive a letter saying that there were delinquent credit issues and requesting a letter of explanation. This means that while you...
View ArticleCanceled by Credit Grantor: What Does the Message Mean?
When you check your credit report, you may find that an account was ‘canceled by credit grantor’. this means that the ‘credit grantor’ aka your bank or other lender has closed your account. This could...
View ArticleDoes a Mortgage Transfer Affect Credit? What Can I Do?
Remortgaging can reduce your monthly payments and allow you to pay off your mortgage sooner. But does it affect your credit score? If so, how? We take a detailed look at how you will be financially...
View ArticleWhat is Miscellaneous Credit Litigation?
The term ‘miscellaneous credit litigation’ is one that you might have come across in your bank statement at the end of the month. This might have left you wondering where this strange credit alert...
View ArticleWhat does a Negotiations Department Letter in the mail mean?
There have been many reports of people receiving letters from the ‘negotiations department’ in their mail. As this phenomenon keeps occurring, people are now starting to wonder if it is real or if it...
View ArticleWhat if I Refuse to Pay my Ambulance Bill?
If you have a medical emergency, you are usually not thinking too hard about medical costs and billing when calling 911. For most people, they are assured that their insurance or whatever health plan...
View ArticleCredit Score of 4: What Does it Mean?
If you’re trying to understand the meaning of a credit score of 4, you first have to understand what credit scores are and how they work. You need to know what is considered to be a good score versus...
View Article